Plan your money beforeyou spend it.
Set your income, plan your savings and investments first, then spend what remains. A simple approach to building real wealth.
How it works
Set up your monthly plan in under a minute — then let Finlytics handle the math.
Enter your income
Start by telling Finlytics your monthly salary. It supports multiple currencies — Rupees, Dollars, Euros, Pounds, and Yen. This is the foundation for your entire plan.
Plan investments first
Choose how much to invest — by percentage or a fixed amount. The key insight: invest first, spend later. Aim for at least 15% of your income.
Set your savings goal
Pick a monthly savings target. Whatever's left after savings and investments becomes your spending budget — clear and guilt-free.
See where every rupee goes
Track allocations, check your savings health, and understand your money flow — all in one place.
Income Allocation
See exactly how your salary is split between savings, investments, and expenses with a clear visual breakdown.
Savings Health
Know your savings rate, emergency fund target, and get smart tips to keep your finances well-balanced.
Category Breakdown
Organize expenses into categories like rent, food, and subscriptions. Know where your money is actually going.
Your data never leaves your phone.
Finlytics is built with a simple principle — your financial data belongs to you and only you. There are no servers, no cloud syncing, and no third-party access. Ever.
Works completely offline
No internet required. Your data stays on your device, always.
No accounts or sign-ups
Open the app and start planning. No email, no phone number, no verification.
Zero data collection
No analytics, no tracking, no telemetry. We don't know who you are — by design.
Start planning smarter today
Join thousands who plan their money before spending it. Free, private, and available on both platforms.